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HUNT VALLEY, Md. (TheStreet) -- One would believe that the "foundation of retirement" is Social Security or a pension. Some may say it is the three-legged stool of Social Security, pension and savings. The reality is that the foundation of retirement is the same for all financial planning regardless of where you are in life: "What you think about money will determine everything you do with and for money."
For someone to get their "foundation" right requires a massive shift away from some universally accepted beliefs. The king of all beliefs is that money is powerful. Unfortunately, there is no basis to that common belief.
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